Tag: Money

‘Emotionally Invested’: A Fresh Take on Fearless Retirement Planning

‘Emotionally Invested’ by Mary Clements Evans. Photo: Barnes & Noble

Book Spotlight: Emotionally Invested by Mary Clements Evans

Emotionally Invested: Outsmart Your Anxiety for Fearless Retirement Planning by Mary Clements Evans is not your typical money book—it’s a self-help guide disguised as financial advice. Evans, a Certified Financial Planner, explores how our emotions, habits, and personal histories shape the way we handle money. Whether you’re a chronic saver, a guilt-ridden spender, or someone who avoids money talk altogether, this book offers a judgment-free path toward financial clarity and confidence. (The Authority Company, 2025)

✨ 2025 Global Book Awards Bronze Medalist in Business & Money

A Different Approach to Money

Most financial advisors rely on the “rational man” theory: give people enough information, and they’ll make rational decisions. But humans aren’t purely rational—emotions play a huge role in our financial choices.

When Mary Clements Evans, CFP®, CDFA, ABFP®, opened her financial services firm in 2008, she set out to create a no-judgment zone where clients could feel safe discussing money. She helped people discover their Money Why—the underlying reasons behind financial behaviors—and it transformed their relationship with money.

After nearly two decades of what she calls “financial therapy,” Evans wrote this book to share her most powerful lessons from working with over 500 individuals and families.

What You’ll Learn

Instead of stock tips or investment strategies, Emotionally Invested dives into the emotional drivers of financial decisions. Evans shows how uncovering your own (and your partner’s) Money Why is the first step toward lasting financial happiness.

She also shares practical solutions for overcoming money anxiety, working with financial professionals, and building confidence about retirement. Above all, she reminds readers: it’s never too late to improve your financial future.

Key Takeaways

  • In the 1970s, retirement planning shifted from employers and unions to individuals—a change Evans calls the “Big Sin.” The “Big Lie” was that planning and saving would be easy.
  • People generally fall into two categories: FOMO (Fear of Missing Out) or FORO (Fear of Running Out)—and each impacts financial choices differently.
  • Financial happiness means having enough to enjoy life today while still feeling secure about the future.
  • Couples should try scheduling a monthly money date night to make financial conversations easier.
  • Not all financial designations are created equal—some require rigorous training, while others are little more than paid credentials.
  • The best advisors aren’t just knowledgeable; they also have integrity, empathy, and strong people skills.

About the Author

Mary Clements Evans is the founder and president of Evans Wealth Strategies in Emmaus, Pennsylvania, and a Raymond James registered principal. She is a Certified Financial Planner, a Certified Divorce Financial Analyst, and an Accredited Behavioral Financial Professional.

With a BA in accounting from Temple University, Evans spent 25 years in corporate finance with Exide Battery, Goodall Rubber, Kellogg’s, and Rodale Publishing before launching her firm in 2008. An international speaker, she has been named to Raymond James’ Chairman’s Council for six consecutive years.

Why You Should Read Emotionally Invested

If money conversations leave you anxious or overwhelmed, this book will help you approach finances with clarity and confidence. It’s not about formulas and charts—it’s about creating a healthy, fearless relationship with money that supports the life you want now and in retirement.

📖 Ready to take control of your financial future?

  • Grab your copy of Emotionally Invested wherever books are sold.
  • Share this post with a friend, partner, or family member who could benefit from a fresh, compassionate approach to money.
  • Start your own “money date night” this month and put Evans’ advice into action.

Discipline, Resilience, Leadership: A Review of ‘The Black Belt in Leadership’

Leading like a black belt – how martial arts principles can shape modern leaders. Photo: Barnes & Noble

📚Book Review: The Black Belt in Leadership: 20 Tested Lessons from the Dojo to the Boardroom

In The Black Belt in Leadership, Aslak de Silva bridges the worlds of martial arts and corporate leadership with clarity, humility, and practical wisdom. Drawing on his experience as both a world champion martial artist and a two-time multinational CEO, de Silva distills twenty lessons that are just as relevant on the dojo floor as they are in the boardroom.

This book isn’t another collection of recycled business strategies. Instead, de Silva uses martial arts philosophy—discipline, resilience, respect, and continuous learning—to highlight the mindset shifts leaders need to thrive. His stories are engaging and vivid, showing how timeless principles of training, focus, and humility can shape how we manage teams, make decisions under pressure, and build trust.

🥋What’s Inside

  • Part I: The Dojo of Discipline
  • Part II: The Mindset of a Master
  • Part III: The Inner Fight
  • Part IV: The Path Forward

Each section builds on the idea that leadership is not about control but about character, self-awareness, and the ability to stay centered when everything around you feels unstable.

💡Key Highlights

Lesson 4: Progress Over Perfection – The Coachable Leader’s Advantage

True leadership isn’t about being perfect—it’s about embracing progress. De Silva admits that when he first started in sales, he lacked experience. But as a martial artist, he was coachable, open to feedback, and resilient in the face of correction.

“Martial arts taught me that the moment you think you’re untouchable, someone finds your opening.”

Lesson 5: Leading Through Contradiction in a World That Does Not Make Sense

Leadership means constant change. Success is temporary, and you won’t win every time. What matters most is staying true to your values without hiding behind them as excuses.

“I’ve always done it this way” should never be a reason to stop learning and growing.

Why You Should Read It

The lessons in this book are grounded in lived experience and paired with actionable takeaways. Most chapters end with reflection questions, making it easy to apply insights directly to your life and leadership journey. The conversational tone and straightforward language make it an accessible, inspiring read for anyone—executives, managers, or individuals simply striving to grow.

De Silva reminds us that leadership is less about appearing strong and more about staying centered when the world shakes. Most importantly, the finest leaders are not always the smartest—they’re the ones trained to lead under pressure.

So step into the dojo and pick up your copy of The Black Belt in Leadership. It’s an ultimate guide to leading with power, presence, and principle.

“You do not need a martial arts background to lead like a black belt. But if you want to move with clarity, resilience, and presence—especially under pressure—you need to train like one.”

Rating: 4 out of 5.

*Thank you to Aslak de Silva for the gifted copy for review consideration. I have not been compensated for this review and all views and opinions expressed are my own.

Navigating Career Change: A Review of ‘Career Coaching for Laid-Off Federal Workers’

‘Career Coaching for Laid-Off Federal Employees’ by Robert Moment. Photo: Amazon

“Career Coaching for Laid-Off Federal Employees’ by Robert Moment is a practical and empowering guide for federal workers navigating the challenges of job loss and career transition. With a step-by-step approach, it offers clear strategies to help readers shift from federal employment to the private sector, making it an invaluable resource for those seeking stability and new opportunities.

Moment provides expert advice on resume writing, networking, and interviewing—key areas where federal employees may need guidance when transitioning into corporate environments. The book also emphasizes mindset shifts, helping readers view job loss as an opportunity for growth and reinvention. He reassures them that even though it may seem like it at the moment, a layoff does not define them. His approach is both compassionate and action-oriented, ensuring that job seekers remain motivated and confident throughout their search.

Chapters include:
Chapter 1: Facing The Layoff With Confidence
Chapter 2: Understanding The Corporate Job Market
Chapter 3: Crafting A Winning Resume & Cover Letter
Chapter 4: Mastering LinkedIn For Job Search Success
Chapter 5: Building A Powerful Personal Brand
Chapter 6: Networking To Unlock Hidden Job Opportunities
Chapter 7: Acing The Corporate Job Interview
Chapter 8: Negotiating A Competitive Salary & Benefits
Chapter 9: Developing New Skills For Career Growth
Chapter 10: Thriving In The Corporate Work Environment

Highlights:
Chapter 10 – where he gives key strategies to help readers integrate into corporate culture, including a 90 Day Career Success Plan. It includes actions to take (Understand Company Culture and Expectations) and what they should have accomplished at the end of each milestone.

Chapter 12 Entrepreneurship As An Alternative Career Path – contains information on steps readers can take if they’re considering business ownership, such as the need to evaluate their entrepreneurial potential, the viability of their business ideas, and how to get started. “Entrepreneurship, consulting, or freelancing can not only offer financial stability but also a sense of fulfillment and independence.”

Most importantly, it is focused on federal employees, acknowledging the unique challenges they face. Moment’s insights help readers effectively translate government experience into private-sector language, increasing their chances of securing meaningful employment.

Overall, “Career Coaching for Laid-Off Federal Employees” is an invaluable reference for those seeking to rebuild their careers after federal job loss. It offers practical tools, encouragement, and a clear roadmap to success in the private sector and is highly recommended for any transitioning professional.

“While many view federal jobs as the pinnacle of security, the truth is that the most successful corporate professionals excel by continuously adapting.”

Rating: 4 out of 5.

*The author was contacted for an honest review of this book. The views and opinions expressed here belong solely to her.

Airbnb Investment Guide for Beginners: Tips and Strategies

Airbnb Investment Guide for Beginners: Tips and Strategies
“Perspective Investments in Airbnb for beginners” by Oscar Ray.

Airbnb revolutionized travel accommodation by connecting travelers with unique lodging options worldwide. Founded in 2008, it allows individuals to rent out their properties, offering diverse choices from cozy apartments to lavish villas, often at competitive prices. Hosts can monetize their spaces while guests enjoy personalized experiences beyond traditional hotels. Airbnb’s platform fosters cultural immersion, enabling travelers to live like locals and discover hidden gems. However, its rapid expansion raised concerns about housing affordability, neighborhood disruption, and safety. Despite controversies, Airbnb continues to reshape the hospitality industry, catering to adventurous spirits seeking authentic stays and forging connections across borders.

Synopsis: Oscar Ray “Perspective Investments in Airbnb for Beginners” is an essential guide for anyone looking to dive into the world of short-term rental investments using Airbnb. Authored by seasoned investor Oscar Ray, this book offers a comprehensive, step-by-step roadmap tailored for beginners. It details the newest strategies to not only get started but also to thrive in building a profitable short-term rental business.

From understanding the basics of Airbnb and real estate investment to mastering the complexities of property management and guest relations, this guide covers all the crucial areas. It is packed with practical advice, useful tips, and industry tricks that are designed to help readers navigate their way through the competitive market. Readers will learn how to identify promising properties, set competitive pricing, enhance guest experiences, and manage bookings efficiently. The book also discusses the importance of online marketing and how to use social media to boost your property’s visibility. (Amazon, 2024)

Review: This extremely useful guide is aimed at investors and homeowners who want to learn about the history of Airbnb and gives “insights and strategies needed to navigate the exciting world of Airbnb investments.” The main objective is to help readers learn all about Airbnb and how to use it to create passive income by providing key strategies for maximizing rental income. Readers will learn how to create a high quality detailed listing that draws traffic, how to provide an exceptional guest experience, and, most importantly, how to handle challenges and regulations such as zoning laws, and management duties.

Who will benefit from this book? Beginners get the basics of Airbnb and how to get started in their successful investment journey. Seasoned Investors get advanced strategies such as market analysis techniques and insights on optimizing operations. Entrepreneurs get advice on building their rental business, whether it involves single or multiple properties.

This guide also includes tools and resources such as checklists, the software needed, and case studies and real world examples of successful investors – their strategies and lessons learned. There’s also a glossary of terms related to Airbnb and real estate investment in case some of terms used seem unfamiliar.

It is divided as follows with chapters that include:

Introduction
Chapter 1 – The History and Growth of Airbnb
Chapter 2 – Legal and Regulatory Considerations
Chapter 3 – Criteria for Choosing Profitable Properties
Chapter 4 – Designing and Furnishing Your Rental for Comfort and Appeal
Chapter 5 – Providing Exceptional Guest Experiences for Positive Reviews
Chapter 6 – Methods for Acquiring Additional Properties
Chapter 7 – Handling Difficult Guests and Resolving Conflicts
Chapter 8 – Long-term Strategies for Building a Sustainable Rental Business
Chapter 9 – Emerging Trends in the Sharing Economy and Short-Term Rental Market
Appendices – Resources for Airbnb Hosts (Websites and Platforms, Community Support and Learning)

Overall, “Perspective Investments in Airbnb for Beginners” is an outstanding user manual for readers interested in using Airbnb to create passive income or as an investment option. Standout chapters include Chapter 4  – Setting Up Your Airbnb – how to create a listing by using high quality photographs and how to create a welcoming atmosphere on the property; and Chapter 7 – Navigating Challenges and Risks –  dealing with difficult guests and preventative measures to take that will ensure a smooth transaction. I highly recommend this book for anyone who is considering going into the Airbnb business. The material is easy to understand and the chapters are conveniently organized to make it easy to reference as needed and the resources listed in the appendix provide much needed support. It is a definite must have for investors of all levels.

*The author was contacted for an honest review of this book. The views and opinions expressed here belong solely to her.

Rating: 5 out of 5.

Book review: ‘A Digest on Cryptocurrency’ by Ansh Verma

‘A Digest on Cryptocurrency’ is the new book by Ansh Verma and an in-depth look at cryptocurrency. Photo: Amazon

Ansh Verma is a researcher + author + philosopher based in Dhanbad, Jharkhand (India). He researches almost everything that can be observed, felt and/or read, including but not limited to technology, politics, divine, war, behavioral, engineering, investing, military, finance and mathematics. Post graduation, Verma has almost 20 years of experience in thinking/making sense of the world. His new book “A Digest on Cryptocurrency” covers a wide range of topics – the history of cryptocurrency, the different types of cryptocurrencies, and cryptocurrency and the future of finance, that provide a comprehensive understanding of cryptocurrency.

“A Digest on Cryptocurrency” – This expanded digest gives readers a comprehensive and detailed exploration of the diverse aspects of cryptocurrency. Newcomers and seasoned enthusiasts will find it equally helpful, as it includes recent developments in the field. Ansh Verma defines cryptocurrency, covers the history behind it, describes the different types of cryptocurrencies, lists the challenges and concerns surrounding it, which include environmental concerns due to its significant energy consumption, and how it can be used in industries such as gaming and space exploration.

He begins in Introduction to Cryptocurrency by defining it “a revolutionary form of digital or virtual currency that operates on the principles of cryptography and blockchain technology.” He explains the concept, how blockchain technology makes it work, and its basic decentralized structure. In History of Cryptocurrency, he gets deep into the history of this digital currency, including the early beginnings of Bitcoin and the background of Satoshi Nakamoto, its creator. For anyone really interested in Blockchain Technology, this chapter goes heavily into how it works, its core features, and how it can be used to ensure security and transparency in cryptocurrency.

The rest of the book is divided as such:
Cryptocurrency Mining
Popular Cryptocurrencies
Cryptocurrency Exchanges
Crypto Wallets
Cryptocurrency Investment and Trading
Decentralized Finance (DeFi)
Cryptocurrency Regulations
Cryptocurrency and the Future of Finance
Cryptocurrency and Environmental Concerns
Cryptocurrency in Everyday Use
Challenges and Opportunities in Cryptocurrency
Cryptocurrency in the Media and Public Perception
NFTs (Non-Fungible Tokens)
Cryptocurrency and Space Exploration
Cryptocurrency and Gaming Economies
Quantum Computing and Cryptocurrency Security

Overall, “A Digest on Cryptocurrency” is an extremely helpful guide to all matters concerning cryptocurrency. From the history of this innovative digital currency, to the wide variety of uses in various industries – as well as its challenges and concerns, readers will no doubt find these topics informative. The chapters are short and structured to make it convenient to re-read those of particular interest at any given time. Ansh Verma has a way of making any topic easy to follow and understand and this one is no different. If you are looking for a book that fully explains all the concepts of cryptocurrency, then this one is a must-read.

*The author was contacted for an honest review of this book. The views and opinions expressed here belong solely to her.

Rating: 4 out of 5.